Do you need a power of attorney for driving a car, if insurance is unlimited?

It often happens that you need to urgently gosomewhere, but there is no car. Then you can take the transport from friends or acquaintances. In this case, you need to have all the necessary documents with you. Do I need a power of attorney if the insurance is unlimited? This is described in the article.

What is a power of attorney?

The power of attorney is considered to be unconfirmeda document provided by the owner to another person admitted to management. The form can be purchased at the bookstore. The document is made up manually and in writing, and all requirements for content are established by law. The following data must be included in the power of attorney:

1. Name of the owner and his passport details.
2. Name of the machine authorized to operate with passport data.
3. Mark, body color, number, registration plate.
4. Powers empowered by the driver.
5. The period of validity of the document and the date of issue.
6. Signature with a transcript.

Do I need a power of attorney if the insurance is freelimitations? This document is not required, the main thing is that the driver's policies are inscribed in the MTPL policy. But the power of attorney is required in order to pick up the car from the parking lot or pass a technical check-up. Its presence is necessary for performing various registration operations.

Term of the power of attorney

The document must contain a validity period. If only the date of issue is indicated, it is considered that the validity period is 1 year. Another period can be designated if you record it manually. If there is no power of attorney or if this information is not available, the document will be declared invalid.

The maximum period during which thepower of attorney, is 3 years. There is an opinion that it should be certified by a notary, but this is not true. You just need to sign it from the owner of the car. Notarization is required only for the right to purchase, sell, re-register, register.

The need for a power of attorney

Previously, a power of attorney for insurance without restrictionswas necessary. There was an opinion that this protects against the theft of a car. But in practice it turned out that this document and the signature of the owner of the car is easy to forge. The information that the fraudster makes to his power of attorney is his own, which is not illegal. This complicated and prolonged the search for the missing car.

If the Inspector of the State Traffic Safety Inspectorate stops the driver witha false document, then he can let him go, since it is impossible to check the originality. And now do I need a power of attorney if the insurance is unlimited? Since December 2012, permission to operate the car without a power of attorney has appeared. The driver must have:

1. Driver's license.
2. Certificate of registration of the car and trailer.
3. Permission to transport passengers or baggage.
4. Documentation for cargo.
5. The policy of OSAGO, in which the driver is inscribed.

When do I need a power of attorney?

The cancellation of the need for this document facilitatedlife for many families where there is a car. But there are situations when you can dispose of transport only to the owner or the authorized person. If the insurance is unlimited, do you need a power of attorney? This document is required for the following procedures:

1. Car registration.
2. Withdrawing the car from the register.
3. If you need to pick up the car from the parking lot.
4. Passage of inspection.

When traveling abroad, do you need a power of attorney ifinsurance without restrictions? In this case, a notarized document is required. This rule does not apply to Kazakhstan and Belarus, these countries can be traveled freely.

When is a power of attorney still required?

If the insurance is unlimited, do you need a power of attorney? The document is needed for:

1. Registration of insurance policy.
2. Receiving payments for insurance.

To control someone else's car, the driver must be listed in the OSAGO policy. This is compulsory civil insurance. The procedure is as follows:

1. Write in the policy people who will drive the car.
2. To issue a policy without restrictions.

If there is insurance without restrictions, do you needpower of attorney? In this case, the document will be valid for any driver who has documents for the car and keys. The introduction of new drivers into the policy is considered a paid service. The cost is determined by the age of the citizen, driving experience, the number of accidents. A policy without restrictions is more expensive, but the price justifies itself if the transport is used by other persons.

Decor

Even if the insurance is unlimited, a power of attorneyyou need to properly arrange. This document refers to allowing third parties to exercise the powers of another person. It is filled in a free form, but there are several mandatory items. At the end it is necessary to put the number of the documentation and the signature of the owner of the machine. But you can use a standard form.

Filling rules

The document is completed on A4 sheet. You can do this manually. Required items are:

1. Passport data of the host machine.
2. Passport data of the driver.
3. List of trusted actions.
4. Date of issue.

You must enter information about the car:

1. Mark and model.
2. Release date.
3. An identification number.
4. Information from the technical passport.
5. Information from the certificate of registration of transport.
6. Engine and body number.
7. Registration number.

In the document, you can specify the validity periodpower of attorney. If the time is not indicated, then automatically the document is valid for 1 year. The maximum period is 3 years. The right to issue a power of attorney is from the owner, trustee. To prevent the machine from being handed over to third parties by proxy, the original form should contain the phrase "without the right of substitution". Do I need a power of attorney for driving a car, if the insurance is unlimited? Although it is not required in most cases, it is important that the driver's data are indicated in the MTPL policy.

Credentials

In order not to encounter difficulties and the need forverification of documents, it is preferable to issue a general notarial power of attorney. The trustee will perform the same actions as the legal owner of the machine. It turns out not only put and take the car off the register, but also carry out a checkup, sell the car. The owner must specify the credentials immediately.

What does the power of attorney provide?

1. General. You can rent and register, sell cars. Represent the interests of the owner.
2. Special. You can perform homogeneous actions - inspection, removal and registration.
3. One-time. Only 1 operation is performed.

Legally between the filled in manually anda notarially certified document there is no difference. But in practice it can be that a power-filled power of attorney will not be accepted as a document, as it is easy to forge it. Such documents should not be used, because for this criminal responsibility is imposed.

Act

Do I need a power of attorney for a car if the insurance is unlimited? The validity period of the power of attorney is indicated in the document. It happens:

1. One-off. It will be possible to perform certain procedures with it.
2. Reusable. For up to 3 years.

After this, you need to re-issue the document. Do I need a power of attorney for the car, if the insurance is unlimited? Everything depends on the needs for which the transfer of transport is required.

Unlimited insurance

Making insurance without limits is appropriatenot all. For some, it is advisable to purchase a limited policy. For example, if the car is used by one person or if there are several drivers, but all apply a low coefficient.

Insurance without restrictions has a high cost. The advantages of unlimited insurance are as follows:

1. Anyone who has the right of a suitable category can drive the machine.
2. The cost of the policy is sometimes not higher than the cost of a limited policy (with a high ratio in 1 of the drivers).
3. Terms of registration - no more than the deadline for processing a limited policy.
4. You do not need to fill in the details of persons authorized to manage.

If there are persons whom the owner of the car would not like to allow before transport, then one should not make out unlimited insurance.

The features of an unlimited policy include the following:

1. This type of policy is convenient for drivers if the car is used by several persons.
2. Insurance is convenient for organizations and entrepreneurs whose employees use transportation for work purposes.
3. Convenience is manifested in emergency cases - you can drive any person.
4. The law allows for the right to change the type of policy even during its validity.

Cancellation of power of attorney

The circumstances change, and sometimes the owner of the machinethe cancellation of the power of attorney is required. Is this provided? Cancellation of the document for the control of the machine is possible only after notification of this to the authorized representative. The driver must return the form. Automatically, the document does not work if the person (who issued or received) died or lost his legal capacity.

Even if there is a general power of attorney, the car will be sold only from the heir of the owner of the transport. Cancellation of powers of attorney occurs if:

1. The owner canceled the document.
2. The trustee does not want to use the transport.
3. One of the parties died.
4. The company that provided the document does not work anymore.

Thus, power of attorney in many cases is not required to control someone else's machine. But still it is needed to perform a number of procedures, including the withdrawal of the machine from the parking lot.