Going on vacation, people dream of newimpressions, joy and carefree rest, which should be remembered for life! But not always everything goes so smoothly - someone can not withstand the heat, someone suddenly bites a poisonous sea animal, and someone does not like the local food. That is why the insurance for going abroad still does not lose its meaning.

The one who first goes on a trip tooverseas countries may not understand how important tourist insurance is. But travelers with experience already know that you should not risk once again - it is better to get guarantees and support in advance.

Insurance for traveling abroad

Travel insurance is required.absolutely everything! Both children and adults, regardless of the country and for how long they are sent. This type of insurance is especially important for those who suffer from chronic diseases, the elderly, pregnant women, sportsmen. Special attention to insurance should be paid to those who are planning to study abroad, which in themselves presume a risk - mountain skiing, diving, parachute jumps and so on.

Of course, the level of development of medicine abroadis high, but the cost of such medical care is large. So, you need to have a guarantee that all these expenses will be covered to you. Agree, because it is much easier to first pay a small amount and do not waste your nerves on worrying about whether the disease will strike you in a foreign country or not.

travel insurance

Traveler's health insurance givesthe latter is entitled to receive the necessary medical care, and guarantees that the coordinator of the insurance organization will solve all problems with the securities. Simply put, a tourist can calmly heal - the rest will be taken care of by the insurer.

In addition, such insurance can cover andexpenses of your relatives for the flight, if suddenly you can not do without their help. Also, the money invested in insurance will help you to return to your homeland for other travelers: for example, your children, if you can not accompany them for health reasons.

In some countries, travel insurancethe border is mandatory. That is without it you simply will not be given a visa, so you can not enjoy all the sights of the state.

For how long is the insurance issued? For the duration of the planned trip, just in case, it is better to add a few more days to it. And for those states that are part of the Schengen zone, its term should be equal to the term of the visa.

travel insurance

And now we pass to the most important. Insurance companies that offer such services are many, therefore, in order to facilitate the choice, it is necessary to know that it is necessary to cover medical insurance for traveling abroad. According to it, the organization must pay for medical expenses, namely:

  • consultations of doctors, emergency medical care;
  • stay in the hospital and transport there;
  • various medicines, as well as medical procedures;
  • dental services;
  • homecoming.

In case you need to get a Schengen visa, the company requires a liability limit of at least 30 thousand euros.