Avangard (bank): reliability rating, services, contacts and reviews
What actions are taken firsta person who decided to open a deposit, take a loan / mortgage or issue a debit card? He studies the most popular organizations and their ratings, which is the right decision, since there are a lot of banks in our time. Six hundred, to be more precise. And the "Vanguard" (bank) rating is not bad. It is on the 51st place. And the rest can be told in more detail.
general information
"Avangard" - a bank whose rating will beconsidered a little later - is a universal commercial organization, founded in 1994. The main direction - corporate business, investment, leasing and lending to individuals.
The main beneficiary is Kirill Minovalov,who is the general director of the main shareholder - ZAO Alcor Holding Group. This company, by the way, is engaged in insurance and provides auxiliary activities in the field of financial intermediation. And at the same time owns 98.95% shares of the organization "Avangard".
Bank rating is high. This can not be doubted, especially if you look at the amount of assets owned by him. As of December 2016, it is equal to 143,069,749,000 rubles. And most of these funds are customer investments. The fact that people trust the organization money (and considerable) is a good reason for trust.
In 2014, at the end of May, the number of corporateof Avangard customers exceeded 100 000. It is also worth noting that the bank, according to the end of 2015, serves individuals and legal entities in 51 regions of the country. The total number of offices is 265.
Mobile banking
Today this is a very popular destinationremote maintenance. And necessary. The modern rhythm of life is very dynamic, and people are busy, and not everyone has free time to visit the office to perform any financial transaction.
And this is understood by people working for the benefit of such aorganizations, like "Vanguard" (bank). The rating began to grow rapidly, after the mobile application was released in late September, thanks to which it was possible to monitor the current information on company accounts and conduct financial transactions online.
Now corporate clients and representativescompanies can send signed payment documents to the bank, place deposits, receive important messages and warnings. But that is not all. At the moment, work is under way to create add-ons for the application. In the plans - the inclusion of functional to work with foreign exchange operations, salary projects and cash.
Active Development
Bank Avangard has a rather high rating of reliability. It especially grew in 2015, when the company began to please its customers with all sorts of innovations and updates.
So, for example, in March the service was presentedSMS-informing, notifying customers about the status of accounts, and also about the transactions that were conducted on them. And people can choose. Three information packs were presented - "Basic", "Advanced" and "All inclusive". The first one is the most popular, as it is provided free of charge. And, by the way, it is recommended directly by the bank to the mandatory connection. Because this package includes a set of messages that are associated with the security of the system.
Confirmation of reliability
Not the last by popularity is the bank "Avangard". The reliability rating of this organization is growing, and this contributes a lot.
For example, in early April 2016, he wasawarded the Best Corporate Bank Russia award. This is the prize given annually to the best bank for corporate clients by the British financial portal known as Global Banking & Finance Review.
The winner was determined after a detailedstudy the breadth of the range of services, their convenience and accessibility, the security of operations, as well as the technological level of service. In all respects, the bank received the highest ratings, but experts noted the Internet bank Avangard separately. Unique development of the company allows not only to automate, but also speed up the process of performing banking operations.
Services for private individuals
Now you can tell in more detail about what Avangard Bank offers its clients. The place in the rating of banks is worthy of it, which means that the services should be the same.
Most often people open deposits to savefacilities. As an example, you can quote the "Basic" tariff. The minimum payment is 10 000 rubles. It is most profitable to open a deposit for 367 days (there are three more different terms) and with the payment of interest at the end of the term. Since the rate in this case will be 8.75% per annum. That is, by investing 1,000,000 rubles, the person will eventually receive 87,500 rubles in profit.
Plus, he will receive an international bank card as a present. Interest, by the way, can be charged each month to the account of the depositor, which he uses, but then the rate will be 8.25% per annum.
But the most profitable proposal is the contribution"Sberknizhka." If you put the amount for 367 days with interest payment at the end of the term, the rate will be 9.25% per annum! And this is 92 500 rubles per million. By the way, the difference with "Bazov" is the minimum amount of the deposit. In this case it is 100 000 rubles.
Services for corporate clients
Their list is also quite wide. And the services themselves are popular, therefore, the "Avangard" bank (Moscow) has a high rating.
Take, for example, such a service asfinancing of import contracts. "Vanguard" is engaged in this. Moreover, the clients are guaranteed the foreign credit agencies. Moreover, there are such serious countries as the USA, Germany, Switzerland, Luxembourg, the Netherlands, Austria, Belgium, Sweden, Italy, Spain, Slovenia, Slovakia and Denmark. The terms of financing, as a rule, are 5-7 years.
More, while talking about the bank "Avangard" in the rankingbanks of Russia, it should be noted that he conducts operations with precious metals. And this really is the responsibility of financial organizations of a solid level. In the precious metals market Avangard has been operating since 1999. And most importantly, he is one of the leading operators.
We should also say a few words about acquiring,which is also handled by Avangard Bank. What place does the organization occupy in the rating, if we talk about this area? Also very solid. After all, the bank offers acquiring a new generation, implying safe and simple calculations. Customers have the opportunity to monitor and control the crediting of payments in real time (without breaks, holidays and weekends - around the clock), reimburse funds, analyze transactions, monitor statistics, independently change tariffs. However, there are still many opportunities.
Reviews
Much has been said about the bank "Vanguard". At which point in the ranking it is, it is clear. And now you should pay attention to the reviews left by people who trust this organization with their money.
The clients of Avangard leave about his work suchthe same comments as people who use the services of other banks. That is, both good and bad. Negative comments concern mortgages and loans. However, these concepts in themselves do not represent anything good. It is unlikely that a person who has issued a large long-term loan will be happy to talk about this, describing all the details. But people are not bad about the service. Consultants and representatives of the bank are polite and correct. Payments are processed instantly - both incoming and outgoing. If there are any questions the client has, then they decide quickly. And the conditions for deposits are very profitable (even better than in eminent banks that rank first in the ratings), which can not but rejoice.
Contacts
Contact bank representatives orconsultants can be in different ways - come to the office, dial 8 (800) 333-98-98 (free call for subscribers from Russia), write an e-mail ([email protected]) or call from the official website. There are a lot of ways. The best option (for clients with serious intentions) is to contact the head office of the organization. It is located in Moscow, on Sadovnicheskaya Street, at 12 (building 1). However, it is easy to find this building - it is a 3-storey building, more like a museum, with a prominent brand name "Avangard" on the facade.
