Deposits of banks of Kazakhstan. Interest and terms of deposits

The economy of Kazakhstan at the momentis in a state of growth. Experts predict further growth of living standards in Kazakhstan. Therefore, this method of additional earnings, like a deposit, can be very relevant and interesting.

Deposits of banks of Kazakhstan

The banking system in the country is well developed,so customers can find a huge mass of offers on deposits. In what currency can I place funds? Analyzing the proposals of financial institutions, one can find variants in national currency of tenge, Russian rubles, US dollars and euro.

Let us note that in the state there is not such a hugethe number of banks, as, for example, in Ukraine, but from this the financial system of the country just wins. At the end of 2014, 21 banks had licenses.

Deposits in tenge

Let us first consider the variants in the Kazakhnational currency. For example, deposits of the "People's Bank of Kazakhstan". The contribution "Halyk - universal" can be placed for 9 or 12 months. When placed for three quarters, the rate will be 9.5% per annum. If you want to put funds for a year, you will receive an income of 10% when closing the account. The minimum deposit amount is 75 000 tenge. Replenishment is possible. Interest is paid at the end of the term.

Those who are interested in earning an income on a monthly basis canbe interesting option "People's - pension." The deposit term is from 6 to 12 months. The interest rate is the same as in the previous version (this is the standard for Kazakhstan), but interest capitalization is provided, so you can earn more than 10% per annum (approximately 10.5-10.6%).

Deposits in dollars

Deposits of Kazakhstan banks in dollars alsoattractive for everyone who wants to save their money and at the same time and earn good money. Bank "RBC" offers a foreign currency deposit "Vprok". What is interesting about it? The minimum deposit amount is $ 100. You can put money for a period of 1 to 3 years. Based on the high level of reliability of the banking system, such long-term deposits are very popular among the population. The interest rate is 3% per annum. The Bank provides an opportunity to replenish the deposit over the term, as well as withdraw funds to a certain level without losing interest accrued.

deposits of the People's Bank of Kazakhstan

Alfa Bank also accepts deposits in dollars. The interest rate on the conditions of the deposit "Alpha-Progress" depends on the period at which the client places his funds. Money can be put on 12, 18, 24 months. The rate fluctuates from 2.3 to 3% per annum. Capitalization of interest occurs under the terms. The first installment is only $ 100.

Deposits in rubles

Favorable deposits of Kazakh banks in rublesthousands of customers are interested. We will satisfy their curiosity. Take the same "Alpha-Progress", its ruble variant. Perhaps, the interest rate of 3% per annum is not so great, but if the purpose of the contribution is not so much earnings as saving money, then this is an ideal option.

What else is interesting in the Kazakh market? Kazakh branch of "VTB" offers a deposit "Savings". Under his terms, the client can receive interest monthly. The term of the deposit is also large (from 3 months to 3 years). The longer the money on the account will be, the greater the income the client will receive (from 1.5 to 3% per annum). Capitalization of interests is provided.

Euro - an excellent option for earning

The same deposit the bank allows to place inEuro. All the conditions coincide with the ruble option. "Asia Credit Bank" has developed a multi-currency deposit. Place funds can only be for 24 months at 2.5 per annum. The advantage of the deposit is that it can be converted to another currency at any time. The minimum amount for accommodation is 600 euros. Interest is accrued on a monthly basis, adding them to the deposit amount.