ZAO Bank Finam: feedback on loan offers

Consider what the ZAO "Bank Finam" represents, reviews about its work and loan proposals.

The Bank started its activity in 1994. At that time it was called the Megawatt-Bank and served only enterprises from the energy sector.

Today, all traditional services forcustomer service. Due to the fact that in 2004 he joined the investment holding "Finam", the list of proposed "pleas" was significantly expanded.

Bank "Finam" is a company that keeps pacewith modern technologies. For the convenience of customers, a full package of remote cash management is provided. You can use the option "Internet Bank" and "Mobile Bank".

In 2006, a new option was opened. The foreign exchange market "Forex" became available to the bank's clients. Everyone can try themselves in the role of a trader, trading in currency pairs. This is a convenient and reliable product of the bank "Finam". Reviews about his work are mostly positive.

Since 2007, mortgage lending has been launched. As security, securities or real estate act. A loan secured by real estate is one of the most popular offers of the bank.

Consider the credit system of the bank "Finam", reviews and characteristics about it.

Credit card "Just money". It is designed for those who choose an easy way to get money. Its maximum limit is 100 thousand rubles, there is a possibility of renewal. The annual rate is 17%. Commission for service - 280 rubles. With the withdrawal of cash in addition is withdrawn from 3.5%. Monthly payment - not less than 10% of the debt.

Credit card "Classic". The maximum limit is up to 300 thousand rubles. For the withdrawal of cash commission of at least 1.5%. For service - 480 rubles. There is a grace period for repaying the loan without interest (for a period of 55 days). The annual rate is 22%. The minimum payment is 5% of the debt.

For both tariffs there is an opportunity to receive an unnamed card. If your application is reviewed, and approval has already been received, then this card will be received on the same day.

Credit cards with the "Investment" tariff. These cards are designed for customers who trade in the stock market. They provide an opportunity to increase the credit "shoulder". The annual rate is 17.5%. The maximum limit is up to 50 million rubles.

How to make a credit card of Finam Bank? Customer testimonials claim that everything happens quickly, without complications.

On the bank's website, fill out the application form. The next business day you will receive a message via SMS or e-mail. There will be approval or refusal.

On the same day you will be made a call by the bank's employees. With them you need to decide which card you prefer to receive.

If the funds you need urgently, then choose an unnamed card. Otherwise, order a card with your name.

When the card is received, it can be activated by using the "Personal Cabinet" in the "Internet Bank". You can call the bank's contact center. Be ready to answer the test questions.

Employees of the bank "Finam" reviews, written in thematic forums, carefully consider. None of the opinions of clients is left unanswered.

If there is a conflict situation due to the fault of the institution's employees, all necessary measures will be taken. And the forum provides a detailed answer on this issue.